Individual Financial Planning

To balance their long-term financial needs, most people require a sound group benefits program and a personal financial plan.

Coughlin & Associates Ltd. offers free financial counselling to our clients' individual members and employees. Licensed and accredited personnel are available to help members plan for their retirement income, personal life insurance, estate planning, retirement savings, disability income or critical illness insurance needs through the following products and services:

Segregated funds
Individual life insurance
Disability income insurance
Critical illness insurance
RRSPs
RRIFs
LIFs
Annuities
Severance pay investment options

Plus, to protect the security of members' deposits and investment certificates, Coughlin & Associates Ltd. only deals with companies that are members of either the Canadian Deposit Insurance Corporation (CDIC), Credit Union Deposit Insurance Corporation (CUDIC) or Assuris, the organizations established by Canada's deposit-taking institutions and life insurance industry to protect individual deposits, investments and life insurance coverage.

At Coughlin, we are genuinely independent consultants. We survey the market every day to combine the highest rates of return with Service Beyond Expectations.

To learn more about these services, please contact Coughlin's IFS Department at 613-231-2266 extension 4991 or by email at [email protected].