Quick Contact
Ottawa office
466 Tremblay Road
Ottawa, ON K1G 3R1

Tel: 613-231-2266
Fax: 613-231-2345
Toll Free: 1-888-613-1234
Winnipeg office
1403 Kenaston Boulevard, Suite 1391
Winnipeg, MB R3P 2T5

Tel: (204) 942-4438
Fax: (204) 943-5998
Toll Free: 1-888-204-1234

Terms of use

Terms of use of Coughlin's web site

Use of this web site and documents found within it is subject to the Terms of use below.

Coughlin & Associates Ltd. reserves the right to amend or modify these Terms of use at any time without notice. The most up-to-date version of these Terms of use will be available each time you access the site.

By using the site, you agree to be bound by these terms and conditions. If you do not agree, do not use the site and exit it immediately.

Not a substitute for professional advice

The publications on this site are made available for information and educational purposes only.  Information on the site is not a substitute for the advice of a trained employee benefits specialist or pensions professional.

Accuracy and currency of information

Coughlin & Associates Ltd. strives to ensure information on the site is accurate and up-to-date.  Coughlin & Associates Ltd. makes no representation or warranty that the information in the site is error-free, accurate, complete or current. To the extent permitted by law, Coughlin & Associates Ltd. disclaims all implied warranties and conditions. Coughlin & Associates Ltd. is not responsible for any errors or omissions, injury, loss or damage arising from or related to the use of, or reliance on the information in this site.

Links to third party sites

This site contains links to web sites of third parties. These are provided for convenience only. Coughlin & Associates Ltd. has no control over, and takes no responsibility for, third party sites.

Personal information

The site does not collect personal information from users unless they provide it voluntarily.  Coughlin & Associates Ltd. only uses such personal information for the purpose identified when it is submitted.  Questions about the use of such information should be directed to webmaster@coughlin.ca.


The site uses session-based cookies to enable you to navigate during your use of the site. These cookies are not maintained after you leave the site. 


The copyright and other intellectual property rights in the contents of the site are owned by Coughlin & Associates Ltd.  You may use, download or print pages from the site for non-commercial, personal use or private research and study only. You may not otherwise copy, reproduce, modify, translate, upload, re-publish or re-distribute any material from the site in any form or by any means without the prior written permission of Coughlin & Associates Ltd.

Linking policy

You may link to the site, provided you obtain prior written permission from a duly authorized representative of Coughlin & Associates Ltd. and do not create links that may lead others to think that the content on the Coughlin & Associates Ltd. web site is your own or that Coughlin & Associates Ltd. endorses your web site or its contents. Do not frame any part of the site within your site.

Governing law and jurisdiction

This is a Canadian web site. Its content is intended for Canadian residents only.

These Terms of use shall be governed by and construed in accordance with the laws of the Province of Ontario and applicable laws of Canada. Any dispute arising in relation to these terms and conditions or the site shall be subject to the exclusive jurisdiction of the Courts of Ontario in the city of Ottawa, Ontario.

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