Changing Portfolios
As a member of the Canadian Merchant Service Guild Eastern Branch Pension Plan, you may select the investment portfolio that is best suited to your needs. The option to switch from one investment portfolio to another is available twice per year and must be made in writing by submitting this form to Coughlin & Associates Ltd. no later than June 15 or December 15 of each year.
The election you make by June 15 of any given year will be effective on July 1 of the current calendar year. The election you make by December 15 of any given year will be effective on January 1 of the next year. Effective July 1, 2015, if you are a new member or if you have never made an election, you are automatically invested in the CI LifeCycle Portfolio with a target date that is closest to your 60th birthday. If you do not make an election in any given year, your investment instructions will remain in force until the next semi-annual change following receipt of another Member Election Form.
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